Terms & Conditions

Last Updated: September 14, 2026

These Terms & Conditions (“Terms”) govern your use of the website of Calvin Abro Loans, LLC. For assistance, contact us at support@calvinabroloansllc.com or 586-291-0632. Please also review our Privacy Policy and SMS Terms.

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use this website.

2. Services and Informational Purpose

This website provides general information about mortgage-related guidance and communication support. Website content is informational only and does not constitute an offer to lend, a commitment to provide financing, or legal, tax, or financial advice.

3. No Guarantee of Financing or Approval

Nothing on this website guarantees financing, approval, interest rates, payments, loan terms, or availability. Mortgage financing is subject to application, underwriting, investor, lender, and applicable legal requirements.

4. User Responsibilities

You agree to provide accurate and complete information when using our forms and to use this website only for lawful purposes. You are responsible for the security of any device you use to access the website.

5. Electronic Communications

By contacting us through this website, by email, or by phone, you agree that we may respond using the contact method you provide, subject to applicable law. We will send recurring SMS text messages only when you provide the separate SMS consent described in Section 6 or through another documented opt-in method. Consent to receive text messages is not required to obtain information, apply for credit, or receive services.

6. SMS/Text Messaging Terms

By providing your mobile phone number and checking the separate SMS consent box on our mortgage inquiry form, you agree to receive recurring customer-care and account-notification SMS text messages from Calvin Abro Loans, LLC about your mortgage inquiry or application. Messages may include appointment reminders, requested-document reminders, application or loan-process updates, and responses to customer-service questions.

We send these messages only after you provide consent through our web form or another documented opt-in method. Consent is not a condition of purchase, obtaining credit, or receiving services. Message frequency varies. Message and data rates may apply.

You may opt out at any time by replying STOP to any text message. After you send STOP, we will send one opt-out confirmation message and will not send additional SMS messages unless you later provide consent again through an available opt-in process.

For help, reply HELP or contact us at support@calvinabroloansllc.com or 586-291-0632. To resume messages after opting out, reply START where supported by the messaging program or provide consent again through an available opt-in method. Carriers are not liable for delayed or undelivered messages.

This SMS program is intended for customer-care and account-notification communications concerning a consumer’s existing mortgage inquiry or application. It does not include promotional mortgage offers through this opt-in program.

For information about how we collect, use, and protect personal information, including mobile information and SMS consent records, review our Privacy Policy.

7. Intellectual Property

The content, design, logos, and text on this website are owned by or licensed to Calvin Abro Loans, LLC and are protected by applicable intellectual property laws. You may not reproduce or use them without prior written permission.

8. Disclaimers

This website is provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted or error-free.

9. Limitation of Liability

To the maximum extent permitted by law, Calvin Abro Loans, LLC shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of this website.

10. Third-Party Services and Links

This website may link to third-party websites or services. We are not responsible for their content, availability, or practices.

11. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated “Last Updated” date.

12. Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to its conflict-of-laws principles.

13. Contact Us

For assistance, contact Calvin Abro Loans, LLC at support@calvinabroloansllc.com or (586) 291-0632.